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The 5 Must-Have Free Cashback Sites (Are they Legit?)

Updated: Mar 30, 2023

If you haven't heard of cash back then you my friend have been sleeping under a rock!


As an interesting fact, I was able to go on a free holiday to Morocco in January 2023 by using the cash back I earned. Keep reading to learn more about the benefits of cash back and how you can take advantage of them...

UK Cashback sites Savewithelvs blog
UK Cashback sites

What is cashback?

Think of Cashback as a type of reward where you receive a certain percentage of the amount you spent on a purchase back in the form of a discount or cash incentive. Essentially, it allows you to save money on the things you buy online, possibly in-store too.


1. TopCashback


Oh my goodness, this app is an absolute game-changer! If you're looking for a way to save some serious cash while shopping, you need to check out TopCashback, the largest cashback site in the UK.


Here's how it works: every time you make a purchase through a link on TopCashback, the retailer receives a small commission, which TopCashback then shares a portion of with you, absolutely free of charge! And with over 5,000 retailers to choose from, including fashion, beauty, insurance, and even holidays, you're sure to find everything you need while earning cashback rewards at the same time. It's like getting paid to shop, how amazing is that?!


Who can use it?

Students, parents, business owners, content creators, travelers or photographers - the moral of the story is that anyone can use it!

"Using my Topcashback account, I accumulated over £400 in free cashback rewards, which I withdrew straight to my bank account and used to go on a free trip to Morocco. It's an easy and fun way to save money and earn rewards while shopping for the things you need. I highly recommend giving it a try to see how much you can save and earn!"

2. Quidco

Quidco works in the exact same way as Topcashback.


How does it work?

It's a cash back site that refers customers to selected shops, and when those customers make a purchase, Quidco earns a commission. But here's the best part: instead of keeping all of that commission to themselves, Quidco passes some of it back to you as cashback rewards!


You can withdraw your earnings in cash or choose to receive gift cards, giving you even more flexibility and choice when it comes to using your rewards. It's such an easy and fun way to earn money back while shopping for the things you need.


Give Quidco a try and see just how much you can save and earn! The app is free!



3. Cheddar

I love this app! Cheddar, a free person-to-person payments app, not only allows you to instantly request, receive and send money but also gives you the chance to earn free cashback on top of it all! And let's not forget how cool the name is. If you're looking for a fun and easy way to manage your payments and earn some extra cash, Cheddar is definitely worth checking out!

How does it work?

So! In order to receive cash back it's super important to make sure you've connected your bank account to your Cheddar cashback account. This way, every time you use your bank card to make a purchase, your cash back rewards will be automatically recorded and applied to your account. It's such an easy step to take, and it can really help you maximise your savings and earn some extra cash back.


The app also allows you to make direct payments, plus, you can make requests and payments using phone numbers. And here's the cherry on top: with Cheddar, you can even paste pay link requests into your favourite messaging channels like WhatsApp, iMessage, Instagram DM/Bio, Twitch, and more! It's such an easy and convenient way to manage your payments and make sure you never miss a beat.


Click Cheddar to sign up.

Give it a try and see how it can make your life even more awesome - I have been using it for 2 weeks so far, and I highly recommend it.


"I connected 3 different bank accounts from Monzo to Barclays so I can maximise my free cash back"




4. Air Time Rewards

I love been using this app for the last 2 years! It's the best cash back site out there to save you money on your phone bill. Air Time rewards have teamed up with over 150 amazing brands to make earning rewards a breeze! Just shop as you normally would, both in-store and online, and watch your rewards pile up!


How does it work?

In order to receive cash back it's super important to make sure you've connected a bank card to your Airtime rewards app. Just like Cheddar every time you use your bank card to make a purchase, your cash back rewards will automatically be recorded and applied to your account. Plus you can add several bank cards, it can really help you maximise your savings.


The best part is the cash back can be redeemed to save you money off your phone bill!

Select which mobile network provider you would like to add to the account so that you can redeem your cashback rewards to your mobile bill. They are compatible with all major networks including O2, EE and Vodafone.



5. Swapi

SWAPI is an amazing app that not only helps people save money but also rewards them for their purchases. With over 1000 popular brands including Boots, Ebay, M&S, ASOS, and Dunelm, users can easily shop for their favourite products and earn rewards in the process.


In addition to the reward system, SWAPI offers another unique feature - it allows users to combine all of their loyalty cards into a single e-wallet. This means that you'll never have to carry your physical cards again, making shopping and earning rewards even more convenient.


How does it work?

The app is free! All you need to do is shop for your favourite products through the app from over 1000 popular brands, including Boots, Ebay, Amazon, ASOS, and Dunelm.

For every purchase you make through SWAPI, you will earn a certain amount of points, depending on the product and the brand. These points can then be redeemed for rewards such as discounts, cashback, or even donations to a charity of your choice.


To make things even easier, you can also link all of your loyalty cards to the SWAPI app. This means that every time you make a purchase in-store or online at any of the participating brands, you'll automatically earn points without having to do anything else.


Personally, I find this feature to be incredibly helpful, as I used to have a bulky wallet full of different loyalty cards for various stores. Now, with SWAPI, all my cards are stored in one convenient place, and I can easily access them whenever I need to.


So, if you're someone who loves to shop and earn rewards, and wants to simplify the process by having all your loyalty cards in one place, then SWAPI is definitely the app for you!



All the sites/ apps mentioned are free, legit and only take a few minutes to sign up. Here's to saving money - woohoo!



Which Cashback App are you considering downloading after reading this blog?

  • 0%Topcashback

  • 0%Cheddar

  • 0%Quidco

  • 0%Air Time Rewards

You can vote for more than one answer.



*Just a heads up, some of the links here are affiliate links. That means if you use my link to download something, we both may get a little something in return - and the best part is, it won't cost you a thing! It's just a way for us to share some mutual benefits and rewards. Thanks for checking it out!*

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