How You Can Save Money on Your Mortgage Using the Sprive App

Mortgages are one of the biggest expenses most people will ever have, and the interest alone can add up to thousands over the years. What many homeowners don’t realise is that even small extra payments can make a significant difference in reducing interest and shortening the mortgage term.

Sprive is an app designed to help you make those extra payments automatically and effortlessly.

What Is Sprive?

Sprive is a UK-based app that helps you pay off your mortgage faster by setting aside small amounts based on your spending patterns. These amounts are then used to make automatic overpayments to your mortgage, resulting in meaningful long-term savings.

Instead of relying on you to remember to overpay, Sprive does the work in the background.

How Sprive Works

1. Connect your bank account securely

2. You can buy gift cards from the retailer you wish to ourchase from such as IKEA, Sprive will give you the cashback and savings from that purchase.

3. Sprive can also monitors your spending and identifies small, manageable amounts you won’t miss

4. These amounts are added to your Sprive balance

5. Sprive saves that balance so you can utilise to mortgage overpayments

6. These small overpayments reduce both your interest and mortgage term

The process is automatic, but you stay in full control, with the ability to adjust or pause at any time.

How Much Can Sprive Save You?

Depending on the size of your mortgage and your interest rate, Sprive can save you hundreds or even thousands of pounds over the lifetime of your loan. Even small, regular overpayments make a difference. For example, an extra £10–£25 a month can reduce your total interest significantly.

Sprive makes those savings achievable without requiring you to change your lifestyle.

Why Many People Use Sprive

People choose Sprive because it:

• Automates extra payments they might otherwise forget

• Helps them visualise interest savings and mortgage progress

• Reduces financial stress by turning small amounts into long-term gains

• Offers control while still being hands-off

• Makes paying off a mortgage feel achievable rather than overwhelming

For anyone who wants to reduce their mortgage cost without having to think about it constantly, Sprive is a powerful tool.

Start Saving on Your Mortgage with my refferal link

Use the link below to get started with Sprive:

Sprive* – it helps you pay off your mortgage faster by earning cashback when you shop. They’ve just launched a TV ad which is pretty cool!

Check it out:

▶️ https://youtu.be/Zly-2FOCjT0?si=guEe9G4RfgheH0gL

If you want to give it a go, sign up with my code 3I2W094I and you’ll get £5 towards your mortgage.

Here’s the link to download: https://linkprod.sprive.com/refer?code=3I2W094I]

How I Personally Use Sprive

Sprive has been my go to, whilst doing my regular shop or home improvements. Watching the interest saved each month made me feel more in control and less overwhelmed by the size of my mortgage. It has become an easy part of my savings routine, especially since purchasing my home through the Right to Buy journey.